Break-Even Rent Calculator
How much rent do you need to cover your costs?
Your monthly costs
Add it to compare against your break-even rent.
Break-even monthly rent
$1,210/month
$14,520 across a fully rented year.
Current rent vs break-even
Cost make-up
What this means
Your break-even rent
At your current costs, approximately $1,210 in monthly rent is required to cover the expenses you entered.
Current rent covers your costs
Your rent is about $290 per month above the break-even level entered.
Mortgage share
The mortgage payment makes up about 70% of your break-even rent.
Keep an eye on this every month
Save your rent and regular costs once and follow your real performance month by month.
Track My PropertyNo card needed. Your calculator numbers carry over to your first property.
Propertira provides estimates based on the information you enter. Results are for informational purposes only and are not financial, tax, legal or investment advice.
How to use a break-even rent figure
Break-even rent is the floor, not a target. Once you know it, every decision becomes easier to reason about: a cost increase raises the floor, a remortgage may lower it, and a rent below it tells you exactly how much cash the property will need from you each month.
It is worth recalculating once a year. Insurance, service charges and property tax tend to drift upwards quietly, and a floor that was comfortable two years ago may be close to your current rent today.
Related questions
To see what happens above break-even, use the rental profit calculator. To see what an empty month does to a full year, use the vacancy cost calculator.
Good to know
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