Rental Property Profit Calculator
See how much money your rental property actually generates after expenses and mortgage payments.
Your numbers
Enter monthly amounts. Leave anything that doesn't apply at zero.
Parking, storage, laundry
Operating expenses
Financing
Cash left after mortgage
+$290/month
+$3,480/year
How the numbers add up
Where does the rent go?
You keep about 19% of the income entered.
- Mortgage$850 · 57%
- Management$105 · 7%
- Insurance$45 · 3%
- Maintenance$50 · 3%
- Other costs$160 · 11%
- You keep$290 · 19%
Based on $1,500 of monthly income entered above.
What this means
Positive cash flow
Your property produces approximately $290 in monthly cash after the expenses entered.
Yearly view
At these numbers the property leaves about $3,480 across twelve months.
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Save your rent and regular costs once and follow your real performance month by month.
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Propertira provides estimates based on the information you enter. Results are for informational purposes only and are not financial, tax, legal or investment advice.
How rental property profit is calculated
The calculation is deliberately simple: add up everything the property brings in each month, subtract the costs of running it, then subtract the mortgage payment. The first subtraction tells you whether the property works as a property. The second tells you what actually lands in your bank account.
Two properties with identical rent can produce very different results. Service charges, insurance and management fees quietly take a fixed share of every rent payment, which is why the breakdown above is often more useful than the headline number.
Profit and cash flow are not the same
Profit before mortgage describes the property. Cash flow describes your month. A property can be profitable on paper and still take cash out of your pocket once the mortgage is paid — the cash flow calculator focuses only on that second question.
What this calculator does not do
It does not estimate market rent, property value, tax outcomes or future interest rates, and it never tells you whether a property is a good or bad investment. It only works with the numbers you enter.
Good to know
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